BRI Transfer Limits Guide for All Account Types 2025
In today's digital era, money transfers have become part of our daily routine. Whether you're paying bills, sending money to family, or conducting business transactions, everything can be done in seconds. But have you ever experienced a failed transaction because you hit the transfer limit? For BRI customers, this article will help you understand the transfer limits for each type of account.
Many BRI customers are still confused about their transfer limits. Questions like "What's my daily transfer limit?" or "Why did my transfer fail when I have sufficient balance?" frequently arise. Making it more complicated, each BRI account type has different limits, and these limits can vary depending on whether you're transferring through ATM, mobile banking, or other channels. In this article, we'll thoroughly discuss all the information about BRI's latest transfer limits in 2025. From limits per account type, different transfer methods, to tips for optimizing your transfer limits.
BRI Transfer Limits by Account Type
Each BRI account type has different transfer limits. It's crucial for you to understand these limits so you can choose an account that suits your transaction needs. Here are the details:
1. BRI BritAma Account
Internal BRI transfers: Maximum IDR 100 million/day
Transfers to other banks: Maximum IDR 50 million/day
Via BRImo: Maximum IDR 300 million/day
Internet Banking: Maximum IDR 100 million/day
2. BRI Simpedes Account
Internal BRI transfers: Maximum IDR 50 million/day
Transfers to other banks: Maximum IDR 25 million/day
Via BRImo: Maximum IDR 150 million/day
Internet Banking: Maximum IDR 50 million/day
3. BRI Giro (Current Account)
Internal BRI transfers: Maximum IDR 200 million/day
Transfers to other banks: Maximum IDR 100 million/day
Via BRImo: Maximum IDR 500 million/day
Internet Banking: Maximum IDR 200 million/day
4. BRI Hajj Savings Account
Internal BRI transfers: Maximum IDR 25 million/day
Transfers to other banks: Maximum IDR 10 million/day
Via BRImo: Maximum IDR 50 million/day
💡 Pro Tip: If you frequently make high-value transactions, BRI BritAma or Giro accounts might be your best choice. However, if your transactions are typically smaller, a Simpedes account should suffice.
Transfer Limits by Channel
Besides account types, BRI transfer limits also vary depending on the channel or method you use for transfers. Let's look at the details:
1. BRI ATM Transfer Limits
Cash withdrawal: Maximum IDR 10 million/day
- Internal BRI transfers:
- 05:00-17:00: Maximum IDR 50 million/day17:00-05:00: Maximum IDR 25 million/day
Transfer to other banks (SKN): Maximum IDR 50 million/day
RTGS transfer: Maximum IDR 100 million/transaction
2. BRImo Transfer Limits
Internal BRI transfers: Maximum IDR 300 million/day
Transfers to other banks: Maximum IDR 150 million/day
BI-FAST: Maximum IDR 250 million/day
QRIS: Maximum IDR 5 million/day
3. Internet Banking Transfer Limits
Internal BRI transfers: Maximum IDR 100 million/day
Interbank transfers: Maximum IDR 50 million/day
Bill payments: Maximum IDR 100 million/day
4. Counter/Teller Transfer Limits
Cash transfers: No limit*
Non-cash transfers: According to available balance
(*Terms and conditions apply)
Pro Tips! 🚀
BRImo offers the highest transfer limits compared to other channels
Counter transactions can be your solution for large transfer amounts
Use BI-FAST for quick interbank transfers with higher limits
How to Optimize Your Transfer Limits
To ensure smoother transactions, here are tips and tricks for optimizing your BRI transfer limits:
1. Daily Transfer Management Tips
Plan large transfers during morning or afternoon hours (higher limits)
Utilize multiple transfer channels simultaneously
Activate BRImo for higher transfer limits
Save favorite recipient account numbers for faster transfers
2. How to Request a Limit Increase
Visit your nearest BRI Branch Office
- Prepare these documents:
- Original ID card (KTP)PassbookSalary slip/proof of income (for higher limits)
Fill out the limit increase request form
Wait for verification process (1-3 business days)
3. Solutions When Hitting Transfer Limits
Split transfers into multiple transactions
Use counter services for large amounts
Utilize BI-FAST for quick interbank transfers with higher limits
Consider upgrading your account type
Important Reminders! ⚠️
Always double-check recipient account numbers
Be aware of interbank transfer cut-off times
Protect your personal data and PIN
Enable transaction notifications
Conclusion
BRI transfer limits vary across different services and account types. For transfers from BRI to BCA, the maximum limit is IDR 50 million per day via ATM and IDR 150 million through BRImo. Similarly, BRI transfers to Mandiri can reach up to IDR 50 million via ATM and IDR 150 million via BRImo. For transfers to BNI, customers can transfer up to IDR 50 million per day through ATM and IDR 150 million via BRImo.
For internal BRI transfers, maximum limits vary by account type:
BRI BritAma Account: IDR 100 million per day
BRI Simpedes Account: IDR 50 million per day
BRI Giro Account: IDR 200 million per day
BRImo, as BRI's mobile banking platform, offers the highest transfer limits:
Internal BRI transfers up to IDR 300 million per day
Interbank transfers up to IDR 150 million per day
BI-FAST transactions up to IDR 250 million per day
Note that BRI ATM transfer limits differ based on time:
05:00-17:00: Maximum IDR 50 million per day
17:00-05:00: Maximum IDR 25 million per day
For customers requiring higher limits, several options are available:
Upgrade to a BRI BritAma or Giro account
Use BRImo services for higher limits
Apply for a limit increase at a BRI branch office
Conduct transfers through a teller for unlimited amounts
FAQ (Frequently Asked Questions)
1. What are the BRI transfer limits to other banks?
Transfer limits to other banks vary by channel:
Via BRImo: Maximum IDR 150 million/day
Via ATM: Maximum IDR 50 million/day
BI-FAST: Maximum IDR 250 million/day
2. What are the BRI Simpedes transfer limits?
Internal BRI transfers: Maximum IDR 50 million/day
Transfers to other banks: Maximum IDR 25 million/day
Via BRImo: Maximum IDR 150 million/day
3. How can I increase my BRI transfer limit?
Visit your nearest BRI Branch Office with your ID card (KTP) and passbook, then fill out a limit increase request form.
4. What is the maximum BRI transfer amount per day?
Depends on account type and channel:
BRI BritAma: Up to IDR 300 million/day (via BRImo)
BRI Simpedes: Up to IDR 150 million/day (via BRImo)
BRI Giro: Up to IDR 500 million/day (via BRImo)
5. What are the latest BRImo transfer limits for 2025?
Internal BRI transfers: Maximum IDR 300 million/day
Interbank transfers: Maximum IDR 150 million/day
BI-FAST: Maximum IDR 250 million/day
QRIS: Maximum IDR 5 million/day
This article will be updated regularly to reflect any changes in BRI's policies.
